Guides & Resources
Plain-English answers to the questions people ask after an accident — filing deadlines, who’s at fault, what a claim is worth, and what to do next. Rules vary by state, so we flag where that matters.
Iowa capped pain-and-suffering damages twice in 2023, for trucking crashes and medical malpractice. What those caps mean before you file an injury claim.
Read the guideIndiana applies comparative fault to most injury claims but a far harsher rule when the government is involved. Here's how the deadlines really work.
Read the guideTwo years to file in Illinois, but often only one if a government entity hurt you. The 51% fault bar, no damage caps, and prejudgment interest, explained.
Read the guideIdaho compares your fault to each defendant one-on-one, caps pain-and-suffering in most cases, and starts the two-year clock at the crash itself.
Read the guideWhy Hawaii injury claims often start with your own insurance, how the two-year deadline works, and the fault and damages rules that shape recovery.
Read the guideGeorgia's April 2025 tort reform rewrote the rules for injury claims. What SB 68 changed, how the 50 percent fault bar works, and which deadlines to watch.
Read the guideFlorida's 2023 tort reform halved the filing deadline and hardened the fault rule. Here's what the two-year window, 51% bar, and PIP rules mean for you.
Read the guideWhy D.C.'s harsh contributory negligence rule, a six-month notice for claims against the District, and the PIP election make injury claims here tricky.
Read the guideDelaware pays crash bills through your own PIP first, then keeps them out of your lawsuit. How that quirk and the two-year deadline shape your claim.
Read the guideDeadlines and fault rules differ significantly by state. Find yours:
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